Have you been wondering if now is the best time to refinance or how much you could save by refinancing your current mortgage?  I’m John the Mortgage Man and I’ve people in Corpus Christi, San Antonio, Austin and through out Texas figure out the answer to both of those questions.
Interest rates have been the lower than they’ve been in decades so now is the best time to refinance your current mortgage.
If you've purchased your home in the past few years and think you've gotten the lowest rate possible, think again. There are always opportunities to save money and the years you've been paying your current mortgage may just help you get a lower interest rate. Just take a look at the difference in monthly payments on a 30 year fixed rate through the last few years on a $150,000 loan.
30 Year Fixed Rate
6.04% on May 2008
4.66% on May 2011
3.54% on May 2013
Monthly Payment
I of course offer very competitive conventional loan refinance loans, with both fixed and adjustable rate options, with many length options. But I can also do FHA Streamline and VA  Streamline refinances for government loans. The streamline refinance is a great option as it provides a much quicker refinance process. Just like the name streamline implies, it streamlines that whole refinance process with less paperwork and fees.
Take the wonder out of a refinance, I make it easy for you to get started by using my Refinance Advisor tool. Just give me your information and I’ll run the numbers so you can see if a refinance is the right choice for you.


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